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Realtor to pay Rs 11.31L for delay in delivery of shop

New Delhi: A real estate firm has been asked by a consumer forum here to refund Rs 10.31 lakh to a customer for its failure to give him the possession of a shop, reasonable time, besides paying him a compensation of Rs one lakh. Observing that firm TDI Infrastructure Pvt Ltd collected booking amounts without having an agreement, the New Delhi District Consumer Disputes Redressal Forum said it amounted to unfair trade practice.

The bench presided by C K Chaturvedi also pointed out that the complainant, Rakesh Shangari, cannot be expected to wait indefinitely after paying the booking amount.

The terms of delay, penalty for delay on either side and conditions of exit or cancellation are not agreed so far.

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CFPB To Propose “Problematic” Compensation Rule For Reverse Mortgages?

The most recent update on loan originator compensation rules outlined by the Consumer Financial Protection Bureau could be problematic for reverse mortgage lenders.

The rules, which are expected to be proposed formally this summer and finalized by January 2013, will make additional changes to the loan originator compensation rule issued by the Federal Reserve Board in April 2011.

National Reverse Mortgage Lenders Association counsel explained in a memo to NRMLA members why the changes need some clarification and change for their application to reverse mortgage loans.

Dodd-Frank allows loan officers to be paid by consumers but does not allow for an upfront payment of origination points or fees other than third-party fees not retained by the creditor, the loan originator or either companys affiliates, writes NRMLA legal counsel, Weiner, Brodsky, Sidman, Kider, PC in the memo.

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Mothers Day TV Sales 2012 – Finding that Great TV for Mom This Year

When looking for some of the best sales and deals in the early part of May 2012 it might be a good idea to look for Mothers Day TV Sales 2012.  You might be surprised to find that there are plenty of opportunities to save cash when making a purchase for mom this year.  Rather than paying full price for any HD TV it would be smart to see what low prices are out there for gift ideas.

In the coming days millions of hard working individuals will find that there are huge opportunities to save money with Mothers Day Sales.  Luckily, most retailers are more than willing to offer super low prices as they know shoppers will be looking for some great deals.

It might be a good idea to research online as most retailers have already posted their Mothers Day sales.  I

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Survey Reveals Dramatic Shift In Investor Expectations

According to a recent study conducted by the Investment Program Association (IPA), there is a significant increase in respondents’ interest in the qualities afforded by Direct Investments. Today, 54 percent are very to extremely interested in mid- to long-term investments that yield dividends while insulating against volatility, as opposed to only 18 percent expressing the same level of interest in 2011. This dramatic jump in interest underscores financial advisors’ opportunity to present Direct Investments to their suitable clients as a viable investment to not only diversify portfolios, but also deliver tangible results they find important.

How to Avoid Foreclosure in California

According to a recent report from CoreLogic, a company that tracks Real Estate conditions nationwide, California is one of the most at-risk states when it comes to Foreclosure. If you are a resident of California and are struggling with the burden of a high mortgage payment, here are some of the steps that you should consider to increase your chances of avoiding foreclosure and keeping your property.

Confront The Situation – Never avoid any letters from your lender. M

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